
Monty Smith
Owner/Agent
I have been in the insurance business for over 21 years. After spending 11 years as a captive insurance agent, I had the opportunity to purchase a family-owned independent agency that had been in business for 33 years, now known as Smith Insurance, LLC. More recently, I was honored to purchase another family-owned insurance agency that has proudly served its community for 80 years, allowing me to continue its long-standing tradition of excellence in the Webb City area.
I grew up in the Nevada area on a farm and in a family-owned meat processing plant, and I continue to live a farming lifestyle that I truly love. Those roots taught me the value of hard work, dedication, and perseverance. I have also been married to my wife, Peggy, for over 35 years. Together, we have three daughters, two sons-in-law, and two grandchildren—an experience that has reinforced the importance of commitment, loyalty, and dedication in all areas of life.
I use this experience, along with my industry knowledge, to be the best insurance agent I can be and to make Smith Insurance, LLC an industry leader. With a strong understanding of all lines of insurance, I am confident in my ability to help you with whatever insurance needs you may have.

Erik Otter
Agent
I am a Missouri native and have lived in the central and western parts of the state my entire life. I now live in Nevada, MO where I work out of the Nevada office. I am licensed in Missouri so it doesn’t matter where you live in Missouri I can help you. I understand how Missourians think and what they value most.
My experience in the insurance industry spans multiple roles. I began in customer service and spent time as a captive agent for a national carrier. Along with being an independent agent with Smith Insurance, LLC, I am also an independent claims adjuster. Therefore, I have the knowledge to know how coverages work if a claim occurs.
Outside of my career, I enjoy fishing, gardening, and traveling to spend time with friends and family. What I enjoy most about being an independent agent is the ability to truly help customers—whether that means being there during a major loss or claim, or helping them better understand their insurance coverage. Explaining what coverage they have and how it can protect them during stressful times is what makes this work meaningful to me.
With my wide range of experience and knowledge, I work to provide my clients with the best coverage at the best possible rate year after year. I would appreciate the opportunity to help you as well. Please contact me and allow me the chance to earn your business

Jonny Davis
Agent

Peggy Smith
Licensed CSR & Office Manager
I joined Smith Insurance on January 1, 2021, after closing my salon business of 20 years during the COVID pandemic. I am a licensed insurance professional and assist our agents with a wide range of customer service needs, as well as various office management and administrative duties.
I am based full-time in our Nevada, MO office, but you may also see me helping out in the Webb City, MO office from time to time. I enjoy supporting our team and helping ensure our clients receive prompt, friendly, and dependable service. Our agents are knowledgeable and trustworthy, and as an independent insurance agency, we partner with multiple strong insurance companies—allowing us to tailor coverage to best meet each client’s individual needs.
I’ve been married for 35 years, and my husband, Monty, and I are proud parents of three daughters, two sons-in-law, and grateful grandparents to two wonderful grandchildren. I am truly blessed—God is good and faithful.
“Everything is permissible for me, but not everything is beneficial. Everything is permissible for me, but I will not be mastered by anything.” — 1 Corinthians 6:12